Small Business Funding Solutions
Access a full marketplace of small business loans, lines of credit, SBA loans, and 0% intro credit card programs. Pre-qualify with no hard credit inquiry and get funded in as little as 48 hours. Serving entrepreneurs and business owners in all 50 states.
Business Funding Marketplace
Whether you are a startup, an established business, or a growth-stage company, the right business funding option exists for your situation.
Stack personal and business credit cards with 0% introductory interest periods to deploy capital at zero cost. A powerful small business funding strategy for startups and growth-stage businesses that want to avoid immediate interest payments.
Startup FriendlyAccess a flexible, revolving business line of credit you can draw on as needed. Ideal for managing cash flow, funding inventory, covering payroll gaps, and funding day-to-day operations without taking on fixed debt.
When EligiblePersonal and business term loans with structured repayment schedules. The right small business loan for major capital expenditures, equipment purchases, business renovations, or injecting working capital into your operation.
Personal and BusinessGovernment-backed Small Business Administration loans with competitive interest rates and extended repayment terms. One of the best business loan options available to qualifying small business owners across all industries.
Competitive RatesBusiness funding options designed specifically for new companies without existing revenue history. Access startup capital before your business generates income. No revenue requirement to pre-qualify.
No Revenue RequiredEvery funded client receives 12 months of access to the My Figures financial management platform to track accounts, monitor credit health, and improve fundability for future business loans and credit applications.
Included FreeThe Process
Most applicants complete the pre-qualification form in under two minutes with no commitment required.
Submit a short application that uses only a soft credit check. See your small business funding options with zero impact to your personal or business credit score. Takes less than two minutes.
Speak with a dedicated funding advisor who will match you to the best available business loans and credit programs across a full marketplace of lenders, including SBA programs and credit card stacking strategies.
Select your preferred offer and receive small business funding in as little as 48 hours. Capital is ready to deploy into your business operations, equipment, inventory, or growth initiatives.
Referred by Devote Consulting
Devote Consulting Group is a Salt Lake City-based fractional CFO and business consulting firm. We work with small business owners, entrepreneurs, and operators across multiple industries on financial strategy, cash flow management, and business growth planning.
We refer this business funding marketplace because we have seen it deliver real capital to real businesses. Unlike a single direct lender with one product to sell, this marketplace matches your credit profile to the broadest possible set of small business funding options so you get the right financing, not just the available one.
Get Pre-Qualified Now →Soft credit pull only during pre-qualification. Your personal and business credit scores are never impacted just for exploring your small business loan options.
Business funding options are available nationwide from Utah to Florida, Arizona, Texas, California, and every state in between through a national lender network.
Startup founders and small business owners receive free access to credit-building and financial education resources to improve long-term business fundability and credit health.
High-interest business debt can often be restructured into 0% promotional accounts, reducing monthly carrying costs and immediately improving business cash flow.
The Complete Guide
Finding the right small business funding is one of the most important decisions a business owner will make. Whether you are launching a new company, scaling an existing operation, or trying to smooth out seasonal cash flow, the type of business loan or credit product you choose has a direct impact on your cost of capital and your flexibility as an operator.
The most common types of small business funding available today include business lines of credit, SBA loans, term loans (personal and business), and 0% introductory credit card programs. Each serves a different purpose and comes with different qualification criteria, interest rates, and repayment structures.
A business line of credit gives you revolving access to capital up to a set limit. You draw what you need, pay it back, and draw again. This makes it ideal for managing operating expenses, covering payroll gaps, or funding inventory. A business term loan provides a lump sum upfront with fixed repayment over a defined period, making it better suited for one-time capital expenditures like equipment, renovations, or business acquisitions.
SBA loans are partially guaranteed by the U.S. Small Business Administration, which reduces lender risk and allows for lower interest rates and longer repayment terms than conventional business loans. SBA 7(a) loans can be used for working capital, equipment, real estate, and debt refinancing. For businesses that qualify, SBA loans represent some of the most affordable small business financing available in the market today.
Qualification requirements vary significantly across different types of business funding. Key factors lenders typically evaluate include:
Startups and pre-revenue businesses often qualify through personal credit history and can access funding through 0% credit card programs and personal term loans even before the business has an established credit profile of its own. Pre-qualifying takes less than two minutes and has no impact on your credit score.
Common Questions
No. The pre-qualification process uses only a soft credit check with zero impact on your personal or business credit score. A hard credit pull only occurs if you choose to move forward with a specific funding offer and provide written consent to proceed.
The marketplace includes business lines of credit, 0% introductory credit card programs, personal and business term loans, SBA loans, equipment financing, and startup pre-launch funding options. All options are matched to your specific business profile and credit situation.
After pre-qualifying and selecting a business loan or credit offer, many clients receive funding in as little as 48 hours. Credit card programs can move faster. SBA loans take longer due to government processing requirements but offer better long-term rates.
No. Pre-launch and startup funding options are available for new businesses without existing revenue history. You will generally need a legally formed entity such as an LLC or corporation to access business-specific small business loan products.
Yes. Business funding options are available in all 50 states including Utah, Arizona, Florida, Texas, and California through a nationwide network of lenders, SBA programs, and credit card issuers.
Credit card stacking involves strategically opening multiple personal and business credit cards with 0% introductory interest periods to access capital at zero cost. It is a legitimate and widely used small business funding strategy for startups that want to avoid interest payments while deploying early-stage capital.
Ready to Get Funded?
No hard credit inquiry. No commitment. Just instant clarity on what small business loans and funding you can actually access right now. All 50 states. 5,000+ businesses funded.
Pre-Qualify Now →Devote Consulting Group LLC is an affiliate partner of 7 Figures Funding and may receive compensation if you obtain funding through links on this page. This referral relationship does not influence our recommendations. 7 Figures Funding is not a lender. 7 Figures Funding provides education, guidance, and access to funding resources through a network of third-party lenders. Approval and funding outcomes vary by lender and individual credit profile. Funding amounts, approvals, and terms are not guaranteed. A hard credit pull may occur only if you move forward with a specific offer with written consent. Devote Consulting Group LLC does not provide legal, tax, or financial lending advice. Please consult a licensed financial professional for personalized guidance.